The UAE Ministry of Health and Prevention (MoHAP) has started a new “easy payment initiative” to help people with trouble paying unexpected medical costs. With this new plan, patients can pay their medical bills over time using credit cards, making healthcare easier and less expensive.
Understanding the Easy Payment Initiative
Medical bills can happen unexpectedly and throw off even the best-laid budget plans. MoHAP’s new payment plan solves this problem by allowing patients to spread their medical costs over several months. This project is part of the Ministry’s ongoing work to improve the quality of life for people in the UAE by making it easier for them to handle their money.
Participating Banks
People with credit cards from eight local banks can use the easy payment plan:
- Emirates Islamic Bank
- Sharjah Islamic Bank
- Abu Dhabi Commercial Bank (ADCB)
- Commercial Bank of Dubai (CBD)
- Dubai Islamic Bank (DIB)
- Emirates NBD
- Ajman Bank
- Abu Dhabi Islamic Bank (ADIB)
People with credit cards from these banks can apply for the easy payment plan through their banks’ call centers or other channels.
How the Plan Works?
To use this payment plan, customers must use a credit card from one of the participating banks to pay for their medical bills. The total must be at least Dh1,000. After making the payment, customers can call their bank to break up the payment into installments.
Repayment terms vary from bank to bank but are usually between 3 and 12 months. Here is a quick list of the ways you can pay back the loan:
- ADIB: 3, 6, or 12 months via smart app or call center (600543216)
- ADCB: 3, 6, 9, or 12 months via call center (600502030)
- CBD: 3, 6, or 12 months via call center (600575556)
- Ajman Bank: 3, 6, 9, or 12 months via call center (80022847)
- Emirates Islamic Bank: 3, 6, 9, or 12 months via call center (600599995)
- Emirates NBD: 3, 6, 9, or 12 months via call center (600540000)
- Sharjah Islamic Bank: 3, 6, 9, or 12 months via call center (65999999)
- DIB: 6 or 12 months via call center (046092222)
Customers should be aware of their banks’ specific terms and conditions. These will include minimum payments, interest rates, and payment terms.
Applying for the Plan
Signing up for the easy payment plan is easy. Customers can Follow the payment steps at MoHAP after using a credit card to pay the required fees.
- Take the full amount off of their credit card.
- They need to talk to their bank about the payment plan.
- Each bank has a different application process. You can usually do it over the phone or through a smart app.
Benefits of the Initiative
If this program makes it easier for people and families to pay their medical bills, they can better handle them. The plan helps maintain finances and gives you peace of mind while getting medical care.
Additionally, this project shows MoHAP’s dedication to exploring new ways to handle money issues and make customers happier. It fits with the Ministry’s long-term goals of making government services more efficient and clear.
Conclusion
The UAE’s “easy payment initiative” for medical bills is a big step toward making health care easier to get and manage. By working with local banks, MoHAP offers a solution that helps its residents’ financial health and ensures that medical bills don’t become too much to handle. This project will improve the overall quality of life in the community. It shows that the UAE cares about its citizens’ health and financial security.
